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At Oak Lawn Bank & Trust, we’re here to provide you with financial solutions for all your lending needs. Whether you are looking for a loan, mortgage, or line of credit, our knowledgeable and experienced lending team will explain our lending options to you in a straightforward manner.

Unlike big banks, at Oak Lawn Bank & Trust we’re proud to make all lending decisions here in the Oak Lawn Neighborhood. Since our decision-makers work in the bank each day, they’ll review your loan application and respond within a few days. Our goal is to make getting a loan an easy and stress-free process!

Some of our loan products include:

Home Equity Lines of Credit

Our home equity lines of credit can be used for a variety of purposes, may be tax deductible (consult your tax advisor) and provide a lower cost way to borrow for:

  • Improving your home
  • Purchasing a vehicle
  • Paying off medical bills
  • Consolidating debt
  • Paying off a credit card balance while lowering your cost of borrowing

Give us a call or stop in today for more information.

Overdraft Protection

Our Overdraft Protection Account allows you to cover the unexpected opportunity or the occasional overdraft.

•    Fixed interest rates
•    Flexible line amounts
•    Requires credit approval

Call 708-422-7411 for more information or talk to one of your friendly personal bankers at your nearest Wintrust Community bank


Everyday Loan

We created the Everyday Loan so that when you need to cover an unexpected expense such as car repairs, house repairs, or any other short-term financial emergency, you can.


  • Fixed rate loan with quick decision process
  • Loans available from $500.00 to $2,500.00
  • Loans can be paid off in 12 or 24 months
  • Competitive rates - lower than most credit cards or other fast cash loans
Loan TermLoan amountinterest ratecurrent % apr1monthly repayment
12 months$500.00Prime + 5.00%8.25%$43.55
24 months$2,500.00Prime + 5.00%8.25%$113.35

 Please call the bank at 708-422-7411 for more information or to apply.

Offer subject to change. 1. The Annual Percentage Rate (APR) is a fixed rate that's based off the Prime Rate reported in the Money Rates section of the Wall Street Journal (the "WSJ Prime") plus a margin, at the time the loan is made. Repayment term examples are 12 monthly payments of $43.55 for $500 borrowed or 24 monthly payments of $113.35 for $2,500 borrowed. See the bank of details. Applicant must meet underwriting guidelines.

Auto Loans

Products & Programs

  • Flexible terms
  • Quick turnaround
  • Competitive rates
  • New or used vehicles

Please call the bank at 708-422-7411 for an application.

Contact Us


If you’re in the market for a loan, we encourage you to give us a call at 708-422-7411 or stop by the bank to meet with our lending team at any of our locations. If you prefer to communicate electronically, please fill out this contact form, and a bank representative will get in touch with you shortly.  At Oak Lawn Bank & Trust, we understand the local market and we care about our customers financial well-being!